Outside The Box Lending

Most mortgage lenders offer the same suite of loan programs. In fact, most loans approved today are either conventional loans underwritten to standards set by Fannie Mae or Freddie Mac or are government-backed programs to the tune of VA, FHA and USDA programs. Individual lenders can also apply their own internal requirements on top of…

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10 Home Inspection Issues That Are RED FLAGS

10 Home Inspection Issues That are Red Flags                       Most homebuyers realize that they can’t expect a perfect home inspection report when buying a resale home. Cosmetic flaws and minor repairs are easily managed and shouldn’t be deal-breakers. That said, there are some issues that…

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How Did 2020 Stack Up to 2019?

 Here’s how 2020 stacked up to 2019 in Sacramento County. Welcome to 2021! I’m sure we’re all glad that 2020 is over with. We went through a lot last year, with the pandemic, social unrest, and everything else. The real estate market, however, learned to pivot, and things turned out pretty well for us.…

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Home Issues That Shouldn’t Be Ignored When Purchasing

Home Issues That Shouldn’t Be Ignored Home Issues That Shouldn’t Be Deal-Breakers – and a Few That Are! Finding the right home can sometimes feel like hunting for a needle in a haystack. Unless you’re buying brand-new construction, every home has some drawbacks, whether it’s style or real maintenance issues. If you’re looking for your…

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How to Make Your Offer Stand Out

Getting Outbid? Strategies to Make Your Offer Stand Out and Get Accepted                 Summer is traditionally a busy time for buyers and sellers. This year has been no exception—and with lower interest rates, many homebuyers are finding the competitive environment challenging. With multiple buyers competing for properties, even…

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Q: What Are All the Steps of Buying a Home?

 Here’s what you can expect from our brand-new series on homeownership.   Our goal is to empower our buyers by equipping them with the information they need to find, finance, and close on their ideal home. That’s why we’re so excited to bring you a new series that we’ve put together about the steps…

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Wilton Horse Property For Sale!

$1,279,990 REDUCED TO $1,199,990 8450 Berry Road, Wilton, CA 95693 3beds | 3baths | 2,754 sq ft | Horse Facility Incredible Wilton horse property. Beautifully custom 4 bedroom, 2.5 bathroom single story home on almost 8 acres. Unbelievable property with so many horse amenities…too many to list here, but include 70 x 100 indoor lighted arena with sand…

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What Does it Mean When Your Loan Goes in to Processing?

What it Means When Your Loan Goes Into Processing At the very early stages of your loan application, you’ve likely spent most, if not all, of your time speaking with your loan officer. It’s your loan officer that pre-qualifies you, reviews your basic information such as income, credit and employment, among other items, and presents…

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Buying an Eco-Friendly Home

Buying an Eco-Friendly Home                 More and more home buyers are searching for homes that offer better energy efficiency and use sustainable materials. Eco-friendly homes not only help the environment but can mean significant savings in energy and maintenance costs. As more home builders consider the environmental impact…

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