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What is Forbearance, and Do I Qualify?

We are writing to you because there is a lot of information out there right now on mortgage loan forbearance and we want to make sure you understand what this can mean to you and your loan. First, what is a forbearance?  With this option, you and your mortgage company agree to temporarily suspend or…

4 Bedroom in Sacramento with a Pool!

Pool! 9478 Stewarton Ct. Sacramento CA 95829 4 Beds | 2 Baths | 1912 SF | 1990 | Pool So many upgrades this home feels like a custom build! Do you love entertaining and have no need for a formal living/dining?! This home comes with a game room! Pool table, built in bar, cool lighting,…

How to Get Over Losing Out on Your Dream Home

How to Get Over Losing Out On Your Dream Home “I’m so sorry, they went with another offer.” It’s a shocking thing to hear; you’ve already moved into that dream home in your mind. It’s common to start second guessing yourself, even condemning yourself for not offering more money or better terms, but the truth…

Pantone Color of the Year! 2020

2020 Pantone Color of the Year – Classic Blue Drum roll please – Pantone has chosen Classic Blue as their color of the year. Over the past couple years, bold colors on walls has become common place in designer magazines and new model homes. Bucking the old guidance of using bland, light hues to make…

5 Tips For Starting Your Home Search

5 Tips for Starting Your Home Search In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time home buyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind.” 1. Get Pre-Approved for a…

Can I Afford to Buy a Home?

How to Determine If You Can Afford to Buy a Home The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any…

Millennials: Home Buying Process is Well Worth It!

Millennials: Here’s Why the Process is Well Worth It. Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. According to National Mortgage News,  “Millennials, those young adults now aged 23 to 38, are now entering their peak household formation and home buying years.” If…

The Cost of Renting vs. Buying a Home

The Cost of Renting vs. Buying a Home [INFOGRAPHIC] Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is different.…

7 Reasons to List Your Home This Holiday Season

7 Reasons to List Your House This Holiday Season Around this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why listing your house now or keeping…

3 Benefits to Owning a Home

Expert Advice: 3 Benefits to Owning a Home Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider on the benefits of owning real estate: 1. Real estate diversifies your income…

Biggest Home Buyer Mistakes

The Worst Mistakes You Can Make As a Home Buyer Buying a home is typically the largest financial transaction most people make in their lifetime. The last thing you want to do is make a mistake, one which could cost you time and money – often a lot of money. These are some of the…

Can I Skip the Home Inspection?

Why You Should Never Skip the Home Inspection Buying a home can be expensive. It might feel like once you’ve entered escrow, you have new things to pay for at every turn. While the fees are normal and customary, if you don’t buy a home often, you might wonder if they are all necessary. Search…

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